Build YOUR Legacy

Build YOUR Legacy

CIPF $1 million coverage

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The average investor
dramatically underperforms the market

Although many investors like to think they are doing well, statistics show otherwise.

The average investor’s rate of return is only 4%1 vs the 10% average of the S&P 500.2  

Over a 50-year time horizon, the average investor would be over 16 times better off simply by investing in an S&P 500 ETF.

Introducing Buffett Mode

Buffett mode is designed to be your investing co-pilot.
Warren Buffett is widely considered the greatest investor of all time. Beginning with $1143, he built a fortune of over $100 billion.4
His strategy, known as value investing, is credited by many successful investors as the key to their success. It is about buying company shares at a price below their intrinsic value.

Outperformance is the goal

Warren Buffett has consistently outperformed the S&P 500 and amassed one of the largest fortunes in history.  He has shared his insights and principles on what has driven his success, yet very few follow it. When asked why everyone doesn’t follow his approach, he said because no one wants to get rich slow.

Buffett mode is designed to help you take a thoughtful long term approach to investing, and give you the edge you need to outperform.


“The world is full of foolish gamblers, and they will not do as well as the patient investor.” – Charlie Munger

One of the primary reasons why the average investor dramatically underperforms the market is because of their strong desire to gamble and speculate.  Less gambling and more focus on patient investing is one of the keys to success.

More discipline

“The most important quality for an investor is temperament, not intellect.” – Warren Buffet

Warren Buffett credits much of his success not to high IQ but to the right temperament. He believes that most investors fail because they lack the patience and discipline needed to be successful.


“The more you learn, the more you earn.” – Warren Buffett

Becoming a great investor is an ongoing lifelong process. As both Warren and Charlie remind us, the goal is to go to bed a little wiser every day. 


Buffett also reminds us it’s not all about the money, and you can get rich while also making a positive impact. 

Mogo is designed to help you go beyond financial returns by being part of a community that is also replanting Canadian forests devastated by wildfires. 

Unlike ESG investing, there is total transparency and meaningful and measurable impact with MOGO.

Partnership with:


“Price is what you pay, value is what you get” – Warren Buffett

Although you can save thousands of dollars in fees with Mogo the big impact comes from improving your returns.  As little as a 1% improvement could be worth millions.

investing isn’t about beating others at their game.
It’s about controlling yourself at your own game.


$15 / month

Zero commission & FX fee


Long-term orientation

Behavioural edge

Growth mindset

Sustainability & social impact

The Big Money Is Not In The Buying And The Selling, But In The Waiting.


Our pricing model can also help save you thousands of dollars in fees depending on the amount you trade and convert between CAD and USD. 

Mogo vs Commission Free Trading app:

40% savings (the more currency conversions you do, the greater your savings). If for example you converted $50,000 USD in a year, you would save over $500 in fees.

Mogo vs big bank:

65% savings (the more you trade, the greater your savings). If for example you traded 40 times in a year and converted $20k, you would save over $500 in fees.

Your money is safe

CIPF Protected

Your accounts are held by CI Investment Services and are protected up to $1,000,000 for all general accounts combined, plus $1,000,000 for all registered retirement accounts combined within specified limits in the event of its insolvency by CIPF.

Registered with CIRO

MogoTrade inc. is a member of the Canadian Investment Industry Regulatory Organization (CIRO).

Your information is encrypted

Mogo uses 256-bit SSL encryption to encrypt and protect the information you share with us.

Trusted by Canadians

Mogo is trusted by more than 1.8M+ Canadians committed to building wealth and fighting climate change.

Mogo on the TSX

Mogo has been publicly traded on the TSX and Nasdaq since 2015.

Member Support

Easily access our dedicated Mogo member support team right through your Mogo app.

Craft Your LEGACY, One STEP at a Time.






What type of accounts can I open?
Right now, Mogo offers three types of investment accounts. There’s the Registered Retirement Savings Plan (RRSP) account, which is a tax-deferred investment account; the Tax Free Savings Accounts (TFSA), which is a tax-free investment account; and the Personal Investment Account, which will require you to pay tax on any capital gains earned.
Who can use Mogo?
Age of majority Canadians living in all provinces and territories can use MogoTrade. In order to use Mogo products, all eligible members must complete an ID verification process so we can be sure that you are who you say you are. Then, you’re off to the races to start building your wealth!
Which exchanges can I trade on and what financial products can I buy and sell?
You can trade thousands of publicly-traded common stocks and exchange traded funds (ETFs) on the TSX and TSX Venture in Canada, along with NYSE, NASDAQ and other major US exchanges.
How do I fund my Mogo account and will the funds be available instantly?
There are two main ways to fund your Mogo account. The quickest way is to fund your account with up to $3,000 instantly using Interac E-Transfer Request. The other option available is to use Bill Payment through your bank and fund up to $100,000 (subject to your bank’s limits). Not all banks support this for Mogo, but the big ones and a few others do. Bill Payment deposits are normally credited to your account within 2 to 4 business days not including weekends and holidays.
How can I know that Mogo is actually having a positive social impact?
We always do our best to share receipts and show our work, because we believe it’s important that consumers are able to hold corporations accountable for the promises they make. So we put together a live tracker that allows you to stay updated on the amount of trees planted and CO2 removed by the Mogo community. We’re not about making small changes, we want to create a real impact, and carbon removal is increasingly regarded as an essential tool in the fight against climate change. When you invest with MogoTrade, you join a community of nearly 2 million MogoMembers making a positive social impact. Click here to see the impact you’re helping to make with Mogo and MogoTrade. If you have more questions, don’t hesitate to reach out via email, social media, or on our Discord channel and a member of our team will get you the answers you need.