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Build YOUR Legacy

Build YOUR Legacy

App reviews

The average investor
dramatically underperforms the market

Although many investors like to think they are doing well, statistics show otherwise.
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The average investor’s rate of return is only 4%1 vs the 10% average of the S&P 500.2  

Over a 50-year time horizon, the average investor would be over 16 times better off simply by investing in an S&P 500 ETF.

Introducing Buffett Mode

Buffett mode is designed to be your investing co-pilot.
Warren Buffett is widely considered the greatest investor of all time. Beginning with $1143, he built a fortune of over $100 billion.4
His strategy, known as value investing, is credited by many successful investors as the key to their success. It is about buying company shares at a price below their intrinsic value.

Outperformance is the goal

Warren Buffett has consistently outperformed the S&P 500 and amassed one of the largest fortunes in history.  He has shared his insights and principles on what has driven his success, yet very few follow it. When asked why everyone doesn’t follow his approach, he said because no one wants to get rich slow.

Buffett mode is designed to help you take a thoughtful long term approach to investing, and give you the edge you need to outperform.

MORE PATIENCE

“The world is full of foolish gamblers, and they will not do as well as the patient investor.” – Charlie Munger

One of the primary reasons why the average investor dramatically underperforms the market is because of their strong desire to gamble and speculate.  Less gambling and more focus on patient investing is one of the keys to success.

More discipline

“The most important quality for an investor is temperament, not intellect.” – Warren Buffet

Warren Buffett credits much of his success not to high IQ but to the right temperament. He believes that most investors fail because they lack the patience and discipline needed to be successful.

More WISDOM

“The more you learn, the more you earn.” – Warren Buffett

Becoming a great investor is an ongoing lifelong process. As both Warren and Charlie remind us, the goal is to go to bed a little wiser every day. 

More IMPACT

Buffett also reminds us it’s not all about the money, and you can get rich while also making a positive impact. 


Mogo is designed to help you go beyond financial returns by being part of a community that is also replanting Canadian forests devastated by wildfires. 


Unlike ESG investing, there is total transparency and meaningful and measurable impact with Mogo.

Partnership with:

More VALUE

“Price is what you pay, value is what you get” – Warren Buffett

Although you can save thousands of dollars in fees with Mogo the big impact comes from improving your returns.  As little as a 1% improvement could be worth millions.

Top Strategist
Thomas Lee on Mogo

“As a Wall Street strategist, I come across many different investing platforms and solutions, and I believe Mogo and Moka are among the most innovative I’ve seen, and exactly what any savvy investor should be looking for.”


Co-Founder and Head of Research at Fundstrat, CNBC strategist

investing isn’t about beating others at their game.
It’s about controlling yourself at your own game.

BENJAMIN GRAHAM

$20 / month

Zero commission & FX fee

Anti-gambling

Long-term orientation

Behavioural edge

Growth mindset

Sustainability & social impact

The Big Money Is Not In The Buying And The Selling, But In The Waiting.

WARREN BUFFETT

Our pricing model can also help save you thousands of dollars in fees depending on the amount you trade and convert between CAD and USD. 



Mogo vs Commission Free Trading app:

20% savings (the more currency conversions you do, the greater your savings). If for example you converted $50,000 USD in a year, you would save over $500 in fees.

Mogo vs big bank:

53% savings (the more you trade, the greater your savings). If for example you traded 40 times in a year and converted $20k, you would save over $470 in fees.

Your money is safe

CIPF Protected

Customers’ accounts are protected by the CIPF's Investment Dealer Fund in accordance with its Coverage Policy. A brochure describing the scope and nature of coverage is available upon request or at www.cipf.ca.

How much coverage does the CIPF provide for my accounts?

Registered with CIRO

MogoTrade inc. is a member of the Canadian Investment Industry Regulatory Organization (CIRO).

Your information is encrypted

Mogo uses 256-bit SSL encryption to encrypt and protect the information you share with us.

Trusted by Canadians

Mogo is trusted by more than 1.8M+ Canadians committed to building wealth and fighting climate change.

Mogo on the TSX

Mogo has been publicly traded on the TSX and Nasdaq since 2015.

Member Support

Easily access our dedicated Mogo member support team right through your Mogo app.

Craft Your LEGACY, One STEP at a Time.

BUILD YOUR LEGACY with Mogo TODAY.

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BUILD YOUR LEGACY with Mogo TODAY.

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FAQS

How much coverage does the CIPF provide for my accounts?
Customers’ accounts are protected by the CIPF's Investment Dealer Fund in accordance with its Coverage Policy. A brochure describing the scope and nature of coverage is available upon request or at www.cipf.ca. Your investments are CIPF-protected, with coverage up to $1,000,000 for TFSAs, and another $1,000,000 for RRSPs. They are securely held by a member of the Canadian Investment Regulatory Organization and are protected by the CIPF within specified limits.
What type of accounts can I open?
Right now, Mogo offers three types of investment accounts. There’s the Registered Retirement Savings Plan (RRSP) account, which is a tax-deferred investment account; the Tax Free Savings Accounts (TFSA), which is a tax-free investment account; and the Personal Investment Account, which will require you to pay tax on any capital gains earned.
Who can use Mogo?
Age of majority Canadians living in all provinces and territories can use MogoTrade. In order to use Mogo products, all eligible members must complete an ID verification process so we can be sure that you are who you say you are. Then, you’re off to the races to start building your wealth!
Which exchanges can I trade on and what financial products can I buy and sell?
You can trade thousands of publicly-traded common stocks and exchange traded funds (ETFs) on the TSX and TSX Venture in Canada, along with NYSE, NASDAQ and other major US exchanges.
How do I fund my Mogo account and will the funds be available instantly?
There are two main ways to fund your Mogo account. The quickest way is to fund your account with up to $3,000 instantly using Interac E-Transfer Request. The other option available is to use Bill Payment through your bank and fund up to $100,000 (subject to your bank’s limits). Not all banks support this for Mogo, but the big ones and a few others do. Bill Payment deposits are normally credited to your account within 2 to 4 business days not including weekends and holidays.
How can I know that Mogo is actually having a positive social impact?
We always do our best to share receipts and show our work, because we believe it’s important that consumers are able to hold corporations accountable for the promises they make. So we put together a live tracker that allows you to stay updated on the amount of trees planted and CO2 removed by the Mogo community. We’re not about making small changes, we want to create a real impact, and carbon removal is increasingly regarded as an essential tool in the fight against climate change. When you invest with MogoTrade, you join a community of nearly 2 million MogoMembers making a positive social impact. Click here to see the impact you’re helping to make with Mogo and MogoTrade. If you have more questions, don’t hesitate to reach out via email, social media, or on our Discord channel and a member of our team will get you the answers you need.
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1-https://seekingalpha.com/article/4108688-investor-returns-vs-market-returns-failure-endures/

2-This calculation is based on a 10% gross return, which represents the S&P 500's average annual returns with dividends reinvested https://www.forbes.com/advisor/investing/average-stock-market-return/

3- The year was 1942, I was 11, and I went all in, investing $114.75 I had begun accumulating at age 6,” Buffett wrote in his annual letter to shareholders - https://www.cnbc.com/2019/02/25/warren-buffett-bought-114point75-in-stock-at-11--what-itd-be-worth-now.html

4- Warren Buffett's net worth is $133.6B as of 3/14/24 - https://www.forbes.com/profile/warren-buffett/?sh=439558646398

5- Jeff Bezos once asked Warren Buffett: ‘You are the second richest man in the world and yet you have the simplest investment thesis. How come others didn’t follow this?’ To which Warren Buffett responded: ‘Because no one wants to get rich slowly.’ - https://www.nasdaq.com/articles/warren-buffett-reveals-how-to-invest-%2410000-if-you-want-to-get-rich

6-Warren Buffett: Gambling on stocks is a losing investment bet- https://www.usatoday.com/story/money/2018/02/26/warren-buffett-gambling-stocks-losing-investment-bet/372778002/

In the 58 calendar years from 1965 to 2022, Berkshire Hathaway stock appreciated at a 19.8% compound annual growth rate. https://money.usnews.com/investing/stock-market-news/articles/the-complete-berkshire-hathaway-portfolio

Quote source: Wall street makes a lot more money when people are gambling than when they are investing. The single greatest edge an investor can have is long-term orientation. Investing isn’t about beating others at their game. The Big Money Is Not In The Buying And The Selling But In The Waiting. The world is full of foolish gamblers, and they will not do as well as the patient investor The most important quality for an investor is temperament, not intellect.
‍Price is what you pay, value is what you get.

The Mogo app incorporates the investing principles of Warren Buffett in its features, design and content. The Company is not endorsed by nor affiliated with Warrant Buffett.

Customer accounts at MogoTrade Inc. are protected by the Canadian Investor Protection Fund (CIPF). Learn more here: https://www.cipf.ca
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Actual product may differ from the description and images contained herein.
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Learn about the division that offers Direct Market Access (DMA) and New Issues here: https://mogotrade-dma.ca

© 2024 Mogo Inc. All rights reserved. MogoTrade, Mogo and the Mogo designs are trademarks of Mogo Finance Technology Inc. and used here under licence.

The MogoTrade app is owned by Mogo Finance Technology Inc., a wholly owned subsidiary of Mogo Inc. Your investment account is opened with MogoTrade Inc., an order execution only broker registered with CIRO.
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Customer accounts at MogoTrade Inc. are protected by the Canadian Investor Protection Fund (CIPF). Learn more here: https://www.cipf.ca